Chapter 7 Bankruptcy Process

The process and time line for completing a Chapter 7 Bankruptcy is usually just a couple of months.

The first step is to come into our offices for a free consultation. You will sit down with a bankruptcy attorney, who will evaluate your debt and income situation and discuss your bankruptcy options. After that consultation, if Chapter 7 Bankruptcy is right for you, you will work with our office to prepare your bankruptcy petition. We will then carefully review your case and ensure that we have all the necessary documents to provide to the bankruptcy court. Once everything is in order, we will then file your case. After your case is filed you can expect to attend a bankruptcy conference with your assigned Chapter 7 Trustee. This meeting normally lasts five to ten minutes. It is not in a courtroom or in front of a bankruptcy Judge.

Within two or three months from the meeting you can expect to receive your discharge.  A discharge is the court order that eliminates your legal obligation to pay a debt.

There are two online courses that you will need to complete, namely credit counseling and financial management. Our office can register you for both courses and provides you with the documents needed to complete the courses. One course will be taken prior to the bankruptcy being filed and the second course is taken after the case is filed.

The next step is to call and schedule your free consultation. The sooner you call the sooner you will be on your way to a FRESH START.


1000 Heritage Center Circle, Suite 102
Round Rock, Texas 78664
ph: 512-458-4138
fax: 512-458-4213
info@austindebt.com
Copyright 2016 Law Office of Nels C. Hansen P.C.
All rights reserved. Disclaimer
Posted December 2012|Updated 09/14/2014
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